Offer supplemental insurance

Unlike major medical the employer does not pay a portion for the employees. In fact you can actually save money since the policies are done through payroll deduction. All you have to do is offer it to your employees. Reports show that many employees would actually rather take a pay cut just to be able to get benefits through their employer. Statistics also show that more and more individuals are seeking supplemental insurance to help pay for the high costs of medical care. All you need is a minimum of three employees and you could start saving money. More and more businesses are offering these benefits to their employees. Stay ahead of the competition and don't risk losing employees to other businesses who are already offering these benefits.  

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As a business owner I know your time is valuable and one of the first questions that comes to mind besides cost, is how much effort will this take. It only takes about a 15 minuet phone call to initially set up the account and get approved for a group rate. After that any claims or maintenance regarding benefits provided will all be handled by me personally. When new employees arrive you don't even have to explain the benefits to them just have them contact me and I will explain everything and help them sign up if they choose to do so. The only requirement on your part will be making sure the monthly payroll deductions are made and the check is sent to headquarters. That's all is takes to start saving money and do more for your employees. Statistics prove that satisfied employees translates to reduction in turnover rates. Low turn over rates means you can stay focused on running your business rather than searching for new employees.   

I also offer disability and accident plans which can help you to save on workman's compensation. It helps your employees get money in their pocket right away so they can get the treatment they need and be back to work and productive as soon as possible. These benefits can also be helpful to you the business owner as well. Since most are not paying into state disability and may not have enough in savings to pay for long periods of time off due to injury or illness. Whether you are a small business or a larger business everyone can benefit from offering supplemental insurance. Contact me for a free consultation!